Payer Authentication

As a merchant, you certainly want to ensure the security of your online transactions.  With 3D Secure, you are taking additional steps to authenticate the customer performing the transaction on the given credit card. You customers will be asked to enter a password or passcode if they are paying online to prove that they are the legitimate holder of the card they are using. 3D Secure is a service provided by VISA as 'Verified by VISA' and by Mastercard as 'MasterCard SecureCode'.


  • reduced fraud risk
  • fewer chargebacks through liability shift
  • payment verification from the card issuing bank

Payer Authentication

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